Investing
What is SIP?
Understand how SIPs work and why starting early can help build long-term wealth. This video explains the basics of mutual funds, regular investing and the power of compounding.
Tools
SIP Calculator
Estimate how your investments can grow over time using the Systematic Investment Plan (SIP) calculator.
Calculator
Total Investment
₹6,00,000
Estimated Returns
₹5,61,695
Total Value
₹11,61,695
Growth over time
Understanding SIP
Before you invest, understand the basics
A few simple ideas that explain how SIPs work and why consistency matters.
Understanding SIP
What is SIP?
A Systematic Investment Plan (SIP) is a way of investing a fixed amount of money at regular intervals — usually every month — into a mutual fund. Instead of investing one large amount at once, you invest small amounts consistently over time.
Why should you invest regularly?
Investing regularly builds discipline and removes the need to time the market. Because you invest in both rising and falling markets, your purchase cost gets averaged out over time — this is known as rupee cost averaging.
Benefits of long-term investing
The longer you stay invested, the more your returns earn returns of their own. This is compounding. A small monthly amount invested patiently for many years can grow far larger than a bigger amount invested for a short period.